Nothing too startling or unexpected....

1. Minimum wage increases to £6.19 per hour for 21+. The apprentice rate increases to £2.65, but the Youth Rate remains unchanged.

2. The auto-enrollment to a qualifying workplace pension scheme or NEST begins - but ONLY for large organisations employing 120k+ people.

3. The default retirement age use will end! No more compulsory retirement at 65.....

Worth reading up on point 2 ready for 2013 implementation and be VERY alert to the implications of 3.!